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§ 1322(b)(1)

In re Russell

Ruling
Plan paying higher dividend to creditors with cosigned consumer debts than to other unsecured creditors could be confirmed.
Issue(s)
Did plan proposing to pay a higher dividend to holders of cosigned consumer debts than to other general unsecured creditors unfairly discriminate.

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Consumer opinion summary, case decided on December 31, 2013 , LexisNexis #0114-095

Copeland v. Fink (In re Copeland)

Ruling
Unsecured non-priority tax claim properly denied special treatment under confirmed plan.
Procedural posture

Debtors challenged the order of the U.S. Bankruptcy Court for the Western District of Missouri confirming their amended chapter 13 plan. Appellee was the Trustee.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on November 20, 2012 , LexisNexis #1212-063

In re Quiles

Ruling
Confirmation of plan denied due to improper separate classification of student loan debt incurred by debtor for child.
Procedural posture

Bankruptcy debtors proposed a plan which provided for inclusion of student loan debt for which the debtors co-signed in a classification of co-signed debts which received more favorable treatment than other unsecured debts. The bankruptcy trustee objected to confirmation of the plan based on unfair discrimination among unsecured creditors as prohibited by 11 U.S.C.S. § 1322(b)(1).

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Consumer opinion summary, case decided on October 18, 2012 , LexisNexis #1112-099

In re Rivera

Ruling
Plan confirmed over objection of trustee to separate classification of claim for which guarantor was liable.
Procedural posture

Bankruptcy debtors proposed a plan which provided for separate classification of a claim based on a loan to one debtor for which a close relative was also liable as a guarantor, and payment of the unsecured portion of the claim in full. The bankruptcy trustee objected to confirmation of the debtors' plan based on unfair discrimination among unsecured creditors in violation of 11 U.S.C.S. § 1322(b)(1).

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Consumer opinion summary, case decided on September 10, 2012 , LexisNexis #1012-066

Meyer v. Renteria (In re Renteria)

Ruling
Plan containing provision preferring co-debtor consumer claim over other unsecured claims properly confirmed over objections.
Procedural posture

Chapter 13 trustee challenged an order of the U.S. Bankruptcy Court for the Eastern District of California confirming debtor's chapter 13 plan over objections that it did not comply with 11 U.S.C.S. § 1322(b)(1) as it afforded preferential treatment to a claim on which debtor's mother was a codebtor. At issue was the effect of the Bankruptcy Amendments and Federal Judgeship Act of 1984, Pub. L. No. 98-353, 98 Stat. 333 (1984).

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on May 04, 2012 , LexisNexis #0612-101

In re Renteria

Ruling
Confirmation denied due to unfair discrimination against unsecured creditors in favor of student loan creditors.
Procedural posture

Below-median income debtors filed a petition under chapter 13 of the Bankruptcy Code and proposed a plan for repaying their creditors. A trustee who was appointed to administer the debtors' plan filed an objection to confirmation of the plan, claiming that it unfairly discriminated among unsecured creditors.

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Consumer opinion summary, case decided on April 26, 2012 , LexisNexis #0512-100

In re Birts

Ruling
Plan providing for payment of student loan debt outside plan did not unfairly discriminate and could be confirmed.
Procedural posture

A chapter 13 trustee objected to a debtor's proposed plan, which provided for payment to her student loan creditor outside the plan, on the grounds that it unfairly discriminated within the meaning of 11 U.S.C.S. § 1322(b)(1).

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Consumer opinion summary, case decided on February 27, 2012 , LexisNexis #0312-100

In re Taylor

Ruling
Agreement to provide bank with contract rate, rather than Till rate, of interest approved.
Procedural posture

Secured creditor bank filed an objection to confirmation of a debtor's chapter 13 plan. The debtor, the bank, and the chapter 13 trustee filed a proposed Agreed Order in order to resolve the objection.

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Consumer opinion summary, case decided on October 19, 2011 , LexisNexis #1111-066

In re King

Ruling
Plan that paid more to student loan creditors than to other unsecured creditors did not unfairly discriminate.
Procedural posture

A chapter 13 trustee filed an objection to the debtors' amended chapter 13 plan, alleging that the plan violated the unfair discrimination requirements of 11 U.S.C.S. § 1322(b)(1) because student loan creditors would receive returns of 27 percent to 92 percent of the face amount of their claims, while non-student loan creditors would only recover 25 percent of their claims.

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Consumer opinion summary, case decided on September 23, 2011 , LexisNexis #1211-023

In re Renteria

Ruling
Unfair discrimination test was not applicable to consumer debt for attorneys' fees incurred in family law litigation.
Procedural posture

Chapter 13 trustee objected to confirmation of the Chapter 13 plan filed by the debtor. The trustee contended that the plan unfairly discriminated against unsecured creditors in violation of 11 U.S.C.S. § 1322(b)(1).

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Consumer opinion summary, case decided on August 01, 2011 , LexisNexis #0911-064