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§ 1225

In re Moore

Ruling
Confirmation denied due to lack of adequate, comprehensible liquidation analysis.
Procedural posture

On consideration before the court was the determination of whether debtors' chapter 12 plan of reorganization should be confirmed. objections to confirmation were filed by two banks and the chapter 12 trustee.

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Consumer opinion summary, case decided on December 19, 2012 , LexisNexis #0113-031

In re Pertuset

Ruling
Denial of confirmation and dismissal due to multiple indicia of bad faith affirmed.
Procedural posture

Chapter 12 debtors appealed from adverse orders of the United States Bankruptcy Court for the Southern District of Ohio, asserting that debtors' objection to the creditors' proofs of claim stripped the claims of their presumptive validity pursuant to 11 U.S.C.S. § 502(a); and that the creditors had standing to file claims and seek relief in the debtors' proceeding, resulting in the dismissal of debtors' case.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on December 18, 2012 , LexisNexis #0113-032

In re Whitten

Ruling
Chapter 12 plan confirmation denied based on over secured creditor's objection to 25-year repayment schedule.
Procedural posture

A chapter 12 trustee and a secured creditor filed objections to the confirmation of a debtor's plan under 11 U.S.C.S. § 1225(a)(5).

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Consumer opinion summary, case decided on October 10, 2012 , LexisNexis #1112-028

In re Heath

Ruling
Confirmation denied due to modification of cross-collateralized debt.
Procedural posture

Debtors filed a petition under chapter 12 of the Bankruptcy Code and proposed a plan for paying their creditors that allowed them to sever agreements they entered with a creditor that cross-collateralized debts they owed the creditor. The creditor filed an objection to confirmation of the debtors' plan.

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Consumer opinion summary, case decided on July 03, 2012 , LexisNexis #1212-130

In re Erickson

Ruling
Confirmation of chapter 12 plan denied due to failure to pay unsecured creditors the same amount as they would received under chapter 7.
Procedural posture

When debtor moved for confirmation of his third amended chapter 12 plan, the trustee and one creditor objected. At issue was whether plan confirmation under 11 U.S.C. § 1225 was properly denied.

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Consumer opinion summary, case decided on April 26, 2012 , LexisNexis #0512-098

First Natl Bank v. Woods (In re Woods)

Ruling
Chapter 12 plan confirmed over objection to inclusion of construction loan in debt calculation, interest rate and term of plan.
Procedural posture

Debtors proposed a chapter 12 plan which provided for repayment of appellant creditor secured by the debtors' farm property by making monthly payments and a balloon payment after the term of the plan expired, with an interest rate determined by formula. The creditor appealed the order of the U.S. Bankruptcy Court for the District of Colorado which confirmed the debtors' plan.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on February 27, 2012 , LexisNexis #0312-099

In re Bolender

Ruling
Till rate of interest was appropriate in chapter 12 plan.
Procedural posture

In a chapter 12 case, a bank objected to confirmation of the debtor's plan. The parties disputed the appropriate interest rate under 11 U.S.C.S. § 1225(a)(5)(B)(ii).

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Consumer opinion summary, case decided on July 20, 2011 , LexisNexis #0911-096

In re Sandifer

Ruling
Confirmation denied due to excessive setoffs for operating expenses that would otherwise likely be covered by earnings.
Procedural posture

A trustee in bankruptcy filed objections to debtors' amended chapter 12 Plan.

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Consumer opinion summary, case decided on May 25, 2011 , LexisNexis #0611-099

In re Hudson

Ruling
Chapter 12 plan confirmed as feasible given property and commitment from supplier to provide poultry.
Procedural posture

Debtors declared chapter 12 bankruptcy in October 2008, and they filed an amended plan for repaying their creditors and asked the court for permission to utilize funds held by the bankruptcy trustee and to incur credit. A secured creditor filed an objection to confirmation of the debtors' amended plan.

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Consumer opinion summary, case decided on March 15, 2011 , LexisNexis #0511-028

In re Gray-Bailey

Ruling
Confirmation of chapter 12 plan that did not propose to pay secured creditor's claim denied due to failure to provide for surrender of ranch property.
Procedural posture

A bankruptcy debtor proposed a chapter 12 plan which provided that the debtor would remain in possession of the debtor's ranch property, pay rent, and continue to market the property during the period of redemption after an anticipated foreclosure sale of the property. A creditor secured by the property objected to confirmation of the debtor's plan.

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Commercial opinion summary, case decided on April 29, 2010 , LexisNexis #0710-130