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Poe v. Wells Fargo Bank (In re Poe)

Poe v. Wells Fargo Bank (In re Poe)

Ruling
Wholly unsecured second lien could be stripped off and avoided upon completion of plan.
Procedural posture

Plaintiffs, chapter 13 debtors, filed an adversary proceeding against defendant creditor to avoid a junior lien on their real property under 11 U.S.C.S. § 1322(b)(2), contending that the junior lien was wholly unsecured under 11 U.S.C.S. § 506(a). They sought summary judgment.

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Consumer opinion summary, case decided on July 09, 2012 , LexisNexis #0912-030