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McDonald v. Wells Fargo Fin.

McDonald v. Wells Fargo Fin.

Ruling
Fixtures are "incidental property" included in debtors' residence so that mortgage thereon was protected from modification.
Procedural posture

Chapter 13 debtors, filed an adversary complaint in which they claimed that a third mortgage held on their residence by respondent mortgage company was modifiable under 11 U.S.C.S. § 1322(b)(2) on the ground that respondent's interest was in property other than real property owned by debtors.

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Consumer opinion summary, case decided on May 30, 2008 , LexisNexis #0708-018