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In re Schwartz

Ruling
Case dismissed where allowing debtors to remain in chapter 7 bankruptcy while maintaining a lavish lifestyle would result in misuse of bankruptcy protections.
Issue(s)
Is dismissal of a chapter 7 case for cause limited to technical or procedural violations by debtors or could debtors' extravagant lifestyle provide grounds for dismissal?

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Consumer opinion summary, case decided on February 11, 2015 , LexisNexis #0315-054

Marshall v. Illinois Dept of Healthcare & Family Servs. (In re Jennings)

Ruling
Trustee has power and responsibility to recover an erroneous payment.
Issue(s)
Could trustee recover funds erroneously distributed to state department of healthcare and family services pursuant to debtor's chapter 13 plan?

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Consumer opinion summary, case decided on September 24, 2014 , LexisNexis #1014-105

Morales v. Giddens (In re Giddens)

Ruling
Debt under property settlement agreement was not a domestic support obligation but was nondischargeable as debtor had not intention of honoring the agreement when entered.
Issue(s)
Was debt to former spouse for obligations under property settlement agreement nondischargeable?

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Consumer opinion summary, case decided on August 05, 2014 , LexisNexis #0914-014

In re Abrego

Ruling
Debtor was not precluded from modifying claim secured by debtor's principal residence that was a multi-family property.
Issue(s)
Was a loan secured by a mortgage on debtors' residence that was also partially used for rental purposes subject to modification?

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Consumer opinion summary, case decided on March 25, 2014 , LexisNexis #0414-135

In re K&K Holdings LLC

Ruling
Plan could not be confirmed as rate of interest on crammed down loan was insufficient.
Issue(s)
Could plan proposing proposes to make payments on secured claim over ten years with interest at a cramdown rate on a 30 year amortization schedule, with creditor retaining liens, and payment of the full balance of the claim in ten years be confirmed?

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Commercial opinion summary, case decided on February 13, 2014 , LexisNexis #0314-065

In re Hall

Ruling
Plan confirmed over trustee's objection as 401(k) payments were properly removed from projected disposable income calculation.
Issue(s)
Whether court should sustain trustee's objection to confirmation on the grounds that by continuing to make a voluntary 401(k) contribution each month, debtor was not applying all projected disposable income to make payments to unsecured creditors in violation of 11 U.S.C.S. § 1325(b)(1)(B).

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Consumer opinion summary, case decided on October 22, 2013 , LexisNexis #0214-031

Panos & Assocs. LLC v. Mitchell (In re Mitchell)

Ruling
Claim for fees incurred by attorneys for debtor's former spouse in post-divorce matter was nondischargeable.
Procedural posture

This matter came before the court following trial on the complaint brought by plaintiff creditor against defendant debtor, seeking a finding that the debt debtor owed to the creditor was nondischargeble under 11 U.S.C.S. § 523(a)(5), (a)(15).

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Consumer opinion summary, case decided on June 04, 2013 , LexisNexis #0613-128

Beerman Swerdlove LLP v. Korner (In re Korner)

Ruling
Discharge denied due to false statements and omissions concerning material matters.
Procedural posture

Creditor brought an adversary proceeding against bankruptcy debtor seeking a denial of the debtor's discharge pursuant to 11 U.S.C.S. § 727(a)(4)(A) based on numerous false statements and omissions in the debtor's filings in the bankruptcy case.

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Consumer opinion summary, case decided on April 18, 2013 , LexisNexis #0513-091

Williams v. Marshall (In re Williams)

Ruling
Funds held by trustee after voluntary dismissal of case had to be returned to debtor.
Procedural posture

Debtors filed a complaint against chapter 13 trustee, seeking turnover of all funds still on hand at the time their bankruptcy case was dismissed. The debtors filed a motion for judgment on the pleadings.

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Consumer opinion summary, case decided on March 13, 2013 , LexisNexis #0413-101

Rutkowski v. Adas (In re Adas)

Ruling
Debt relating to inflated amounts collected by contractor from creditor's construction loan proceeds was nondischargeable.
Procedural posture

Plaintiff claimant sought a judgment that an obligation of defendant debtor, claimed by plaintiff to arise out of debtor's conduct in constructing a residence for plaintiff, was nondischargeable per 11 U.S.C.S. § 523. At issue was whether plaintiff had proven the existence of a fiduciary relationship and all other elements required for relief under § 523(a)(4).

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Consumer opinion summary, case decided on March 07, 2013 , LexisNexis #0413-052