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In re Hammer

In re Hammer

Ruling
Completion by debtors'son via durable power of attorney did not satisfy credit counseling requirement.
Procedural posture

A husband and wife filed a chapter 7 petition, which included certificates of credit counseling stating that the requisite credit counseling course had been satisfied by their son, acting with a durable power of attorney granted by both the husband and wife. The matter was before the court sua sponte.

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Consumer opinion summary, case decided on September 11, 2008 , LexisNexis #1208-072