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FIA Card Servs. v. Pelchat (In re Pelchat)

Ruling
Debt not shown to be for "luxury goods" was dischargeable.
Issue(s)
Whether creditor was entitled to a default judgment that the debt was nondischargeable.

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Consumer opinion summary, case decided on January 06, 2014 , LexisNexis #0314-020

Delta Cmty. Credit Union v. Greene (In re Greene)

Ruling
False representations in car loan agreement rendered debt nondischargeable.
Issue(s)
Did false oral and written representations on credit union membership application regarding employment and fabricated a paystub that the credit union relied upon in extending a motor vehicle loan result in nondischargeable debt.

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Consumer opinion summary, case decided on December 24, 2013 , LexisNexis #0214-021

Butler v. Butler (In re Butler)

Ruling
Collateral estoppel applied to make judgment debt for cybersquatting, trademark infringement and false advertising nondischargeable.
Issue(s)
Whether the debtor was collaterally estopped from relitigating a prior judgment in plaintiff's non- dischargeablity suit under 11 U.S.C.S. § 523(a)(6).

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Consumer opinion summary, case decided on September 09, 2013 , LexisNexis #1113-049

Anderson v. Patel (In re Diplomat Constr. Inc.)

Ruling
Payments made by debtor to principals while debtor was insolvent for less than reasonably equivalent value were constructively fraudulent.
Issue(s)
Could trustee avoid transfers made to insiders within four years prior to petition date.

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Commercial opinion summary, case decided on August 26, 2013 , LexisNexis #1113-054

Pullen v. Love (In re Pullen)

Ruling
Transfer made incident to divorce but with intent to defraud creditor was avoidable as fraudulent.
Issue(s)
Could trustee avoid transfer of one-half interest property to debtor's spouse in divorce settlement as fraudulent.

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Consumer opinion summary, case decided on August 07, 2013 , LexisNexis #1113-059

Anderson v. Patel (In re Diplomat Constr. Inc.)

Ruling
Payments during preference period for services in arrears were avoidable.
Issue(s)
Could payments made for services in arrears be avoided as preferential.

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Commercial opinion summary, case decided on August 06, 2013 , LexisNexis #1113-061

Cooper v. Bullock (In re Bullock)

Ruling
Trustee's late-filed proceeding for denial of discharge under §727(d) dismissed as Rule 4004 defense was not applicable.
Procedural posture

In plaintiff trustee's untimely amended complaint, the only remaining count was count VI, which sought to revoke defendant chapter 7 debtor's discharge pursuant to 11 U.S.C.S. § 727(d).

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Consumer opinion summary, case decided on April 17, 2013 , LexisNexis #0713-062

Malone v. Citibank (In re Malone)

Ruling
Debtor could strip off junior lien where property value was less than amount of senior lien.
Procedural posture

Movant, the chapter 7 debtor, sought to strip off respondent mortgagee's junior mortgage lien, where the value of the debtor's real property was less than the amount of debt securing the senior lien. The issue was whether 11 U.S.C.S. § 506(a) and (d) permitted such action.

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Consumer opinion summary, case decided on March 28, 2013 , LexisNexis #0613-011

Santa Anna Unified School Dist. v. Montgomery (In re Montgomery)

Ruling
Judgment based on concealment and deceit was nondischargeable.
Procedural posture

Plaintiff creditor filed an adversary action against defendant debtor seeking a determination that its judgment debt was nondischargeable under 11 U.S.C.S. § 523(a)(2)(A) and that funds held in the debtor's IRA accounts were not property of the estate due to a constructive trust on the property for which the creditor was the beneficiary. The creditor filed a motion for partial summary judgment.

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Consumer opinion summary, case decided on March 28, 2013 , LexisNexis #0613-020

Fannie Mae v. Asar Rameses El (In re Asar Rameses El)

Ruling
Relief from stay granted where debtor had no interest in subject property that survived prepetition foreclosure.
Procedural posture

Movant creditor's motion for relief from the automatic stay in respondent debtor's bankruptcy case to conduct a dispossessory proceeding in state court relating to a property was granted. The United States District Court for the Northern District of Georgia remanded the case and directed the bankruptcy court to enter findings of fact and conclusions of law.

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Consumer opinion summary, case decided on March 07, 2013 , LexisNexis #0713-037