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middle district of alabama

Williams v. Mitchell

Ruling
Creditor's motions to reject automobile leases and turn over the vehicles were denied as itcould not prevail on the post-confirmation challenge due to the binding effect of debtors'confirmed chapter 13 plan. (Bankr. M.D. Ala.)
Issue(s)
Effect of Confirmation; Parties Bound by Confirmed Plan.

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Consumer opinion summary, case decided on June 16, 2017 , LexisNexis #0717-081

Trammell Family Orange Beach Props. LLC, In re

Ruling
Cases transferred to the district court where the bankruptcy filings were not part of a goodfaith effort to reorganize but rather a tactical effort to transfer the fraudulent conveyance caseto the bankruptcy court. (Bankr. M.D. Ala.)
Issue(s)
Change of Venue.

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Commercial opinion summary, case decided on April 10, 2017 , LexisNexis #0517-086

Trammell Family Lake Martin LLC, In re

Ruling
Relief from automatic stay granted where pursuit of the action and abstention was warranted for any proceedings that conflicted with the fraudulent conveyance suit transferred to the Southern district. (Bankr. M.D. Ala.)
Issue(s)
Bankruptcy Cases and Proceedings; Abstention.

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Commercial opinion summary, case decided on April 04, 2017 , LexisNexis #0517-059

Tomberlin, In re--Carin v. Wall & Assocs.

Ruling
Defendant's motion to compel arbitration granted as the fraudulent transfer claim isessentially an extension of the breach of contract claim, thus enforcing arbitration does notinherently conflict with the underlying purposes of the bankruptcy code. (Bankr. M.D. Ala.)
Issue(s)
Fraudulent Transfers and Obligations; Elements of Fraudulent Transfers; Avoidable Transfers; Transfers Presumed Fraudulent.

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Consumer opinion summary, case decided on January 30, 2017 , LexisNexis #0317-022

USAmeriBank v. Strength (In re Strength)

Ruling
Debt was not excepted from discharge as bank's reliance on financial statements provided bydebtor was not reasonable. (Bankr. M.D. Ala.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Fraud; False Financial Statement.

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Consumer opinion summary, case decided on December 20, 2016 , LexisNexis #0117-073

In re Atchison

Ruling
Claim secured by manufactured home that was considered personal property under state lawcould be modified in plan. (Bankr. M.D. Ala.)
Issue(s)
Could loan secured by debtor’s manufactured home be modified in debtor’s chapter 13 plan?

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Consumer opinion summary, case decided on September 12, 2016 , LexisNexis #1016-031

In re Roach

Ruling
Stay terminated in debtor’s second bankruptcy absent extension although the stay continuedwith regard to property of the estate. (Bankr. M.D. Ala.)
Issue(s)
Whether, pursuant to 11 U.S.C. § 362(c)(3)(A), the automatic stay completely terminates as to property of the debtor and the estate, or whether it merely terminates as to property of the debtor, when an individual debtor files chapter 13 within one

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Consumer opinion summary, case decided on August 25, 2016 , LexisNexis #0916-084

In re Scarver

Ruling
Debtor could modify plan after motor vehicle was damaged in an accident. (Bankr. M.D. Ala.)
Issue(s)
Whether a Chapter 13 debtor acting in good faith may modify her confirmed plan to surrender collateral and reclassify any deficiency balance as an unsecured claim?

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Consumer opinion summary, case decided on August 23, 2016 , LexisNexis #0916-065

Thomas v. Seterus Inc. (In re Thomas)

Ruling
Mortgage lender’s letters threatening to charge debtor’s for hazard insurance premiums didnot violate the automatic stay. (Bankr. M.D. Ala.)
Issue(s)
Did bank willfully violated the automatic stay by sending debtors monthly mortgage statements and letters threatening to charge them for force-placed hazard insurance on the mortgaged property?

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Consumer opinion summary, case decided on August 16, 2016 , LexisNexis #0916-043

Edwards v. Colin (In re Colin)

Ruling
Property settlement was not a nondischargeable domestic support obligation. (Bankr. M.D.Ala.)
Issue(s)
Was debt a nondischargeable domestic support obligation or a dischargeable property settlement?

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Consumer opinion summary, case decided on August 16, 2016 , LexisNexis #0916-018