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§ 1329(a)

In re White

Ruling
Debtor's plan modified to reflect nonexempt proceeds of life insurance policy on life of co- debtor spouse.
Issue(s)
Should the bankruptcy court sustain trustee's objection to debtor's amended claim of exemptions, claiming as exempt $50,000 in life insurance proceeds received postpetition following the untimely death of debtor's spouse, and allow modification of the debtor's confirmed chapter 13 plan to increase the base gross due under the plan?

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Consumer opinion summary, case decided on May 16, 2014 , LexisNexis #0614-100

In re Conley

Ruling
Plan modification to recharacterize allowed secured claim denied.
Issue(s)
Could debtor modify chapter 13 plan in order to recharacterize creditor's secured claim.

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Consumer opinion summary, case decided on January 14, 2014 , LexisNexis #0214-033

In re Ridings

Ruling
Debtor could not modify confirmed chapter 13 plan to reclassify secured claim as unsecured and pay less than the full amount of the claim.
Issue(s)
Could debtor modify confirmed chapter 13 plan to reclassify secured debt as unsecured and not pay creditor the full amount of its claim?

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Consumer opinion summary, case decided on December 22, 2013 , LexisNexis #0116-103

In re King

Ruling
Plan modified to provide for increased payments in order to reimburse property taxes paid by creditor.
Issue(s)
Should plan be modified to increase monthly payments to provide for reimbursement of property taxes paid by creditor.

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Consumer opinion summary, case decided on October 18, 2013 , LexisNexis #1113-102

Warren v. PNC Bank Inc. (In re Warren)

Ruling
Debtors not entitled to reclassify claim postconfirmation.
Issue(s)
Could debtors reclassify secured claim as unsecured, due to loss of equity in property, four years after confirmation.

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Consumer opinion summary, case decided on October 04, 2013 , LexisNexis #1113-033

In re Garajau

Ruling
Debtor was not required to amend confirmed plan following appreciation in property value.
Issue(s)
Where certain real property of debtor's appreciated in value as a result of a post-confirmation settlement of a lawsuit, whether the debtor's failure to amend her confirmed plan to devote the new equity to general unsecured creditors constituted bad faith that was cause for dismissal under 11 U.S.C.S. § 1307(c).

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Consumer opinion summary, case decided on September 30, 2013 , LexisNexis #1013-103

In re Salpietro

Ruling
Upward modification of plan payments requested trustee in response to debtor's downward modification of loan payments denied.
Procedural posture

Chapter 13 debtors sought an order approving a loan modification which would reduce their monthly mortgage payment by $970. In response, the chapter 13 trustee moved under 11 U.S.C.S. § 1329(a) to upwardly modify the debtors' confirmed chapter 13 plan and require them to commit an additional $800 per month towards repayment of unsecured creditors.

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Consumer opinion summary, case decided on June 10, 2013 , LexisNexis #0713-033

In re Juarbe

Ruling
Debtor could not modify plan to strip off or cram down second and third mortgages.
Procedural posture

Before the court was debtor's motion to postpone case closure until determination of secured status of creditor. A hearing was held with respect to the Motion.

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Consumer opinion summary, case decided on April 29, 2013 , LexisNexis #0613-029

In re Racine

Ruling
Modification granted due to increased income and expenses.
Procedural posture

Bankruptcy debtors asserted that their financial circumstances warranted reduction of monthly payments and payments to claims under their confirmed plan. The debtors moved to modify their plan, and the bankruptcy trustee objected to modification.

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Consumer opinion summary, case decided on February 01, 2013 , LexisNexis #0213-136

In re Harp

Ruling
Plan modification denied as retroactive and unfair to general unsecured creditors.
Procedural posture

Bankruptcy debtors who fell behind in payments under their confirmed plan sought to reduce their monthly payments and extend the term of the plan. The debtors moved to modify their confirmed plan.

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Consumer opinion summary, case decided on August 20, 2012 , LexisNexis #0912-067