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§ 1322(b)(5)

In re Adkins

Ruling
Plan proposing payment of "910 vehicle" claim as long-term debt with non-Till rate of interest unfairly discriminated against other unsecured claims.
Issue(s)
Is a very favorable treatment of a "910 vehicle" claim under the hanging paragraph of 11 U.S.C. § 1325(a), with the debt being treated as long-term debt with a higher, non-Till rate of interest discriminatory to unsecured creditors?

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Consumer opinion summary, case decided on May 14, 2015 , LexisNexis #0615-063

In re Perez

Ruling
Creditor's postpetition, preconfirmation attorneys' fees allowed.
Issue(s)
Should creditor lender's postpetition, preconfirmation attorneys' fees be allowed?

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Consumer opinion summary, case decided on September 19, 2014 , LexisNexis #1014-098

In re Lighty

Ruling
Mortgage creditor entitled to attorneys' fees and expenses of filing proofs of claim pursuant to default terms of mortgage.
Issue(s)
Whether payment of mortgagee's attorneys' fees was "required by the underlying agreement and applicable nonbankruptcy law to cure a default or maintain payments in accordance with § 1322(b)(5) of the Code."

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Consumer opinion summary, case decided on July 21, 2014 , LexisNexis #0814-135

In re Robbins

Ruling
Debtor could not modify timely filed claim secured by residence.
Issue(s)
Does the chapter 13 plan confirmation process trump the claim procedure preempting a secured creditor's timely filed proof of claim on debtors' residence?

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Consumer opinion summary, case decided on July 14, 2014 , LexisNexis #0814-066

In re Hall

Ruling
Confirmation denied as proposing lien modification to which creditor had not agreed.
Procedural posture

Before the court was a third amended chapter 13 plan filed by debtors, an objection to confirmation of the plan filed by creditor, a response filed by debtors, a motion for summary judgment filed by the creditor, and a resistance filed by debtors.

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Consumer opinion summary, case decided on July 15, 2013 , LexisNexis #0813-067

In re Holman

Ruling
Mortgage creditor's cure and maintenance claim was still "provided for" in plan even after relief from stay was granted.
Procedural posture

A creditor filed a motion for relief from the automatic stay to allow it to enforce its lien against a chapter 13 debtor's principal residence. The creditor also requested relief from the obligations imposed by Fed. R. Bankr. P. 3002.1 to provide notice of any changes in the payment amount to the debtor, debtor's counsel, and the chapter 13 trustee. The chapter 13 trustee agreed with the creditor, while the U.S. Trustee (UST) objected.

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Consumer opinion summary, case decided on March 15, 2013 , LexisNexis #0413-098

In re Harris

Ruling
Debtors could cure arrearage in real estate taxes through chapter 13 plan.
Procedural posture

Chapter 13 debtors objected to a proof of claim filed by a mortgagee, which included an arrearage that arose from the mortgagee's prepetition payment of delinquent real estate taxes.

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Consumer opinion summary, case decided on April 23, 2012 , LexisNexis #0512-063

In re Poff

Ruling
Confirmation denied due to provision imposing duty on creditors to comply with § 524(i).
Procedural posture

Before the court was the confirmation of the chapter 13 debtor's plan.

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Consumer opinion summary, case decided on March 16, 2012 , LexisNexis #0412-133

In re Gilbert

Ruling
Payment of allowed secured claim beyond term of plan approved.
Procedural posture

Chapter 13 debtor filed a motion to allow the debtor to pay mortgage payments to the creditor beyond the term of the chapter 13 plan and determine the treatment of the arrears.

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Consumer opinion summary, case decided on February 27, 2012 , LexisNexis #0412-031

In re Agustin

Ruling
Debtors could not extend two modified mortgages beyond life of chapter 13 plan.
Procedural posture

Debtors filed motions seeking to extend two mortgages beyond the life of their Chapter 13 Plan. Creditors opposed the motions.

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Consumer opinion summary, case decided on June 27, 2011 , LexisNexis #0811-065