In re Palacios
Mar
13
2008
Ruling
Deferment of credit counseling requirement denied as debtor had not contacted approved agency to follow waiver procedure.
Procedural posture
A debtor filed for relief under chapter 13 of the Bankruptcy Code. The debtor entered a certificate of exigent circumstances for deferment of the credit counseling requirement imposed by 11 U.S.C.S. § 109(h) because the debtor claimed he lacked income to pay for the classes.
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Court
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